.premium-visual {
  position: relative;
  min-height: 390px;
  display: flex;
  align-items: center;
  padding: 64px 40px;
  background-position: center;
  background-size: cover;
  overflow: hidden;
}

.premium-visual::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,rgba(13,27,42,.86),rgba(27,67,50,.67),rgba(13,27,42,.18));
}

.premium-visual-inner {
  position: relative;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  color: #fff;
}

.premium-visual-card {
  max-width: 560px;
  padding: 30px;
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 18px;
  background: rgba(13,27,42,.48);
  backdrop-filter: blur(8px);
}

.premium-visual-card .section-tag { color: #e8cc8c; text-align: left; }

.premium-visual-card h2 { font-size: 34px; line-height: 1.18; margin-bottom: 14px; }

.premium-visual-card p { color: rgba(255,255,255,.82); line-height: 1.75; }

.visual-assurance {
  background-image: linear-gradient(160deg, rgba(27,67,50,0.32), rgba(201,168,76,0.10)), url('https://images.unsplash.com/photo-1609220136736-443140cffec6?auto=format&fit=crop&w=1600&q=85');
}

.visual-credit {
  background-image: linear-gradient(160deg, rgba(27,67,50,0.32), rgba(201,168,76,0.10)), url('https://images.unsplash.com/photo-1600210492486-724fe5c67fb0?auto=format&fit=crop&w=1600&q=85');
}